Focus
INSURANCE +
LIABILITY
Insurance Law
We advise and represent both insurers and policyholders in all areas of insurance contract law, in particular
in the area of personal insurance:
- Life insurance
- Occupational disability insurance / supplementary occupational disability insurance
- Private health insurance / supplementary health insurance
- Private accident insurance / supplementary accident insurance;
in the area of property insurance:
- Fire insurance
- home insurance
- household contents insurance
- Comprehensive motor vehicle insurance
- Technical insurance
- Business interruption insurance
- Transport insurance;
in the area of liability insurance:
- Public liability insurance
- Product liability insurance
- Financial loss liability insurance
- D&O insurance
- Personal liability insurance;
as well as in the area of legal expenses insurance.
Insurance law is one of the specialisations of our law firm. We have particular experience in the area of personal insurance, especially in the area of life and disability insurance, as well as in the area of liability insurance. Our expertise in insurance law is reflected not least in the fact that two of our lawyers, JR Kurt Haag and Dr Thomas Münkel hold the title "Specialist Lawyer for Insurance Law". Dr Thomas Münkel is also co-author of the juris practice report on insurance law and a renowned commentary on the German Insurance Contract Act (VVG).
A selection of decisions that we have won or been involved in in recent years and which have been published in specialist journals due to their importance can be found here.
Dr. Thomas Münkel Specialist lawyer for insurance law / Partner
Career trajectory
- 1992 - 1996 Studied law at the University of Saarland
- 1997 - 1999 Legal clerkship in Trier, Saarbrücken, Vienna
- 2001 Admitted to the bar and joined the law firm Kropp Haag Hübinger
- 2003 Doctorate (Dr. iur.) at the University of Mannheim (Prof. Dr. Egon Lorenz)
- 2004 Admitted as a specialist lawyer for insurance law
- 2006 Admission to the law firm Kropp Haag Hübinger
References
- "Frequently recommended lawyer" (JUVE Handbook of Commercial Law Firms 2004/2005, 2005/2006, 2006/2007, 2007/2008, 2008/2009, 2009/2010, 2010/2011, 2011/2012, 2012/2013, 2013/2014, 2014/2015, 2015/2016, 2016/2017, 2017/2018, 2018/2019, 2019/2020, 2020/2021, 2021/2022, 2022/2023, 2023/2024);
- "'good insurance lawyer', competitor" (JUVE Handbook of Commercial Law Firms 2023/2024);
- "'profound knowledge', client; 'professional top', competitor" (JUVE Handbook of Commercial Law Firms 2012/2013);
- "'very satisfied in insurance law', client (JUVE Handbook of Commercial Law Firms 2010/2011);
- "'young and good insurance lawyer', client" (JUVE Handbook of Commercial Law Firms 2007/2008)
- Deputy Chairman of the Committee "Specialist Lawyers for Insurance Law" of the Saarland Bar Association;
- Member of the Administrative Board of the Pension Fund of the Saarland Bar Association
- Juris Practice Report on Insurance Law;
- Insurance Law Working Group of the German Bar Association;
- German Association for Insurance Science;
- Association for the Promotion of Insurance Science at the University of Mannheim;
- Austrian Society for Insurance Expertise;
- Association for Insurance Science and Practice in Saarland;
- Saarland Bar Association
- Co-author in: Rüffer/Halbach/Schimikowski, Versicherungsvertragsgesetz, Handkommentar, Nomos Verlagsgesellschaft, 1st ed. 2009, 2nd ed. 2011, 3rd ed. 2015, 4th ed. 2020:
- §§ Sections 6, 6a VVG (Advice to the policyholder);
- §§ Sections 59-73 VVG (insurance intermediaries, insurance advisors);
- §§ Sections 125-129 VVG, ARB 2010, ARB 2012 (legal expenses insurance);
- Co-author in: Geigel, Der Haftpflichtprozess, Verlag C. H. Beck, 25th ed. 2008, 26th ed. 2011, 27th ed. 2015 (8th, 13th, 24th chap.);
- Die gesetzliche Empfangsvollmacht des Versicherungsvertreters und ihre Beschränkung, VersR-Schriftenreihe Band 22, Verlag Versicherungswirtschaft, 2003 (reviewed by Reiff, VersR 2004, 1539 f.)
- Numerous decision notes