Focus

INSURANCE +
LIABILITY

Insurance Law

We advise and represent both insurers and policyholders in all areas of insurance contract law, in particular

in the area of personal insurance:

  • Life insurance
  • Occupational disability insurance / supplementary occupational disability insurance
  • Private health insurance / supplementary health insurance
  • Private accident insurance / supplementary accident insurance;

in the area of property insurance:

  • Fire insurance
  • home insurance
  • household contents insurance
  • Comprehensive motor vehicle insurance
  • Technical insurance
  • Business interruption insurance
  • Transport insurance;

in the area of liability insurance:

  • Public liability insurance
  • Product liability insurance
  • Financial loss liability insurance
  • D&O insurance
  • Personal liability insurance;

as well as in the area of legal expenses insurance.

Insurance law is one of the specialisations of our law firm. We have particular experience in the area of personal insurance, especially in the area of life and disability insurance, as well as in the area of liability insurance. Our expertise in insurance law is reflected not least in the fact that two of our lawyers, JR Kurt Haag and Dr Thomas Münkel hold the title "Specialist Lawyer for Insurance Law". Dr Thomas Münkel is also co-author of the juris practice report on insurance law and a renowned commentary on the German Insurance Contract Act (VVG).

A selection of decisions that we have won or been involved in in recent years and which have been published in specialist journals due to their importance can be found here.

Judicial Council Kurt Haag Specialist lawyer for insurance law / Partner

Career trajectory

  • 1966 - 1968 Apprenticeship as a bank clerk
  • 1968 - 1973 Studied law and business administration at Saarland University and Ludwig Maximilian University, Munich
  • 1973 - 1976 Legal clerkship in Saarbrücken
  • 1976 Admitted to the bar and joined the former law firm Dr. Kunschert u. Kropp
  • 2005 Admitted as a specialist lawyer for insurance law
  • 2008 Appointment as a councillor of justice by the Saarland state government

References

  • "Frequently recommended lawyer" (JUVE Handbook of Commercial Law Firms 2001/2002, 2002/2003, 2003/2004, 2004/2005, 2005/2006, 2006/2007, 2007/2008, 2008/2009, 2009/2010, 2010/2011, 2011/2012, 2012/2013, 2013/2014, 2014/2015, 2015/2016, 2016/2017, 2017/2018, 2018/2019);
  • "competent lawyer and honest worker", colleague (JUVE Handbook of Commercial Law Firms 2002/2003)
  • "very competent and diligent", competitor (JUVE Handbook of Commercial Law Firms 2005/2006)
  • "very competent and extremely diligent", competitor (JUVE Handbook of Commercial Law Firms 2006/2007)
  • "satisfied for years in insurance law", client (JUVE Handbook of Commercial Law Firms 2007/2008)
  • "Insurance law" always has an eye for economic issues", client (JUVE Handbook of Commercial Law Firms 2008/2009)
  • "very satisfied in insurance law", client (JUVE Handbook of Commercial Law Firms 2010/2011)
  • "very experienced", client (JUVE Handbook of Commercial Law Firms 2011/2012)
  • "very diligent, very entrepreneurial", client (JUVE Handbook of Commercial Law Firms 2012/2013)
  • "profound knowledge, client; professionally top", competitor (JUVE Handbook of German Commercial Law Firms 2012/2013)
  • "very good professionally, highly respectable in court", competitor (JUVE Handbook of German Commercial Law Firms 2013/2014)

  • 1993 to 2005 Member of the Board of the Saarland Bar Association (10 years Managing Director, 2 years Vice President);
  • 2002 to 2016 Member of the Assembly of Representatives of the Pension Fund of the Saarland Bar Association;
  • 2000 to 2012 Treasurer of the Institute for Lawyers' Law Saarbrücken e.V.

  • Insurance Law Working Group of the German Bar Association
  • German Association for Insurance Science e.V.
  • Institute for Lawyers' Law Saarbrücken e.V. (founding member)
  • Saarland Bar Association

  • Since 2011 editor and for more than 25 years co-author of the standard work on liability law: Geigel, Der Haftpflichtprozess, most recently 28th edition 2020, Verlag C.H. Beck, Munich
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